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Kelly Ruggles Articles
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Kelly C. Ruggles - Should Gold Have a Place in Your Portfolio?
If you follow the financial news, you may have noticed a recurring theme of gold trading at or near a new high. Before deciding whether gold has a place within your portfolio, make sure you understand the factors that drive demand as well as how gold historically has complemented other financial assets.
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Kelly C.
Ruggles has Written Several Articles on
Financial Planning
Kelly C. Ruggles is an educator and an investment adviser representative with over 14 years of experience in the field of financial planning. Kelly C. Ruggles has helped more than 1,000 retirees and preretirees through education what options suite their respective needs and requirements.
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Kelly Ruggles
is an Experienced Retirement Financial
Planning Advisor
Kelly Ruggles is an investment adviser representative and educator from Spokane, Washington. Kelly Ruggles also is the founder and president of American Reliance Group Inc., and has over 14 years of experience in the field of retirement financial planning.
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Kelly C.
Ruggles Conducts Retirement Financial
Planning Workshops
Kelly C. Ruggles is a fee-based investment adviser representative and speaker from Spokane, Washington. Kelly C. Ruggles has worked in the financial field for over 14 years and through education has helped more than 1,000 retirees and preretirees in the process of making the best of their retirement years.
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Kelly Ruggles
Provides Useful insights on Retirement
Planning
Kelly Ruggles is a investment adviser representative with more than 14 years of experience in the field of financial planning for retirees and preretirees. By implementing a strategic approach to financial planning, Kelly Ruggles educates clients to give them a better understanding of where their money will be invested.
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Kelly Ruggles,
Retirement Financial Planning Consultant
Kelly Ruggles is a fee-based financial planner and educator from Spokane, Washington. Kelly Ruggles has nearly 15 years of experience working in the financial arena. During those workshops, Kelly Ruggles educates people how to employ those strategies to create a retirement plan.
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Kelly Ruggles - Retirement Investment Strategies
Kelly Ruggles provides investment advice and retirement investment strategies for retirees and also develops customized financial plans for retirees nearing their retirement years. Retirement planning also enables retirees to leave a legacy for their family and friends.
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Kelly Ruggles - Financial Planning Advice for Retirement
According to Kelly Ruggles customized retirement financial plans are essential for retirees as all these plans take in account all the requirements of the retirees. A more well informed client has more of an idea of what he wants from a retirement plan.
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Kelly Ruggles - Gives Expert Retirement Investment Advice
Kelly Ruggles is an investment adviser representative with more than 14 years of experience in the field of retirement financial planning. Kelly Ruggles believes that clients should have a better understanding of where and why their money is being invested.
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Scared Investors, No Retirement, & More
The number of American households ill equipped to retire successfully is growing, according to the latest National Retirement Risk Index, which is maintained by the Center for Retirement Research at Boston College.
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Regulated Mutual Funds Avoided Blowups
If the financial tumult of the last few years has proved anything, it is that investors are better off sticking with highly regulated mutual funds. Hedge funds, private equity deals, residential real estate-all experienced major frauds, blowups, and insolvencies over the past two years.
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Increasing Debt Dogs Older Americans
Older Americans, especially those near or in retirement, are facing increasing levels of debt, a new report by the Employee Benefit Research Institute says. The growth in debt among families in the 55-64 age range is especially troubling, having increased almost 119 percent since 1992, EBRI said.
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Stock Market History Lesson : Good Times Follow Lean Times
So far the 2000s have proved to be a disappointing decade for investors. A bear market of over two years began the decade and the worst stock market decline since the Great Depression closed it.
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What are the Real Risks in Investing
Many investors think daily market fluctuations are the main risk: you buy into the market today and next week it may fall 10 percent, resulting in a 10 percent "loss" under this definition of risk.
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Women Have The Upper Hand When It Comes To Investing
Men may strive to be kings of the jungle in the business world, but their aggressive striving and risk-taking makes them poorer investors than women, according to several studies.
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Investor Perceptions Colored By Main Street/Wall Street Clash
Economists say this negative view is all perception: most investors, except those who made exceptionally bad choices, have seen their holdings go up since March 2009.
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Inflation, Not The Bear market, Is The Real Portfolio Destroyer
Consumer prices in March were virtually un-changed from a year earlier, as the core rate of inflation rose just 1.1 percent. You had to go back to January 1966 to find a smaller year-over-year price increase.
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Long Term Care Costs Are Devastating
A lot of attention has been paid to lifetime health care costs during the recent debate over the federal health care overhaul plan. The group with the most concerns may be those in or nearing retirement..
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Waiting Is Sometimes Best
They say good things come to those who wait. So, rather than start collecting Social Security benefits as soon as you're eligible, you may want to consider the advantages of pushing those payments off for a few years..
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Have Time, will Travel
There are lots of advantages to traveling after you've retired. You can come and go as you please. You’re not tied to a limited number of vacation days. The stress of returning home is greatly reduced because you don't have to go back to work!..
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Four ways to find the "Catch in and Deal"
Nobody's in business to lose money or to give away products or services out of the goodness of their hearts. Knowing what they're really up to can make you a savvier consumer. If you're being offered a discount on a service, for example, the company probably hopes you'll keep it and pay the higher regular price when your introductory period expires. ..
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